According to the Bureau of Labor Statistics, our current unemployment rate is 8.9%. As bad as this number is, it is still comforting to think about how it is “only” in the single digits. Yet this number does not account for the huge number of self-employed professionals and tradespeople in this country who are unable to file an unemployment claim, even though they are effectively unemployed. And what about those of us who cobble together a series of temporary and part-time jobs that fill up our hours with work, but which do not amount to a job that is eligible for unemployment benefits when some of those gigs fall through? What about the underemployed? My gut and my own experience tells me that that 8.9% number is way too low.